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Hummel & Leibel McGill Insurance Agency Blog

All You Ever Wanted to Know About Insurance

You Just Got into a Car Accident. Now What?


The minutes right after a car accident are a blur. What just happened!? What am I supposed to do now?

Well, first, take a deep breath then:

1. Move to a safe location

If you are able to move your vehicle, get to a safe location off the road and put your hazard lights on.

2. Check on everybody involved 

Are you okay? Any pain when you move? What about the other vehicle(s)? It’s important to check to see if anybody needs immediate help.

3. Call 911 

The dispatcher will ask where you are and if anybody is hurt. Give them the best description of your location. Landmarks such as nearby gas stations or mile markers are helpful. This is important to do even for minor collisions. If the police are able to come to the scene, they will file a report of your car accident. This will help your insurance claim process.

Man checking on women after car accident

Whether your car needs a minor repair or is a total loss, the claim representative’s job is to answer any questions and help get you back on the road.

Depending upon your state of residence, some insurance companies may require you to choose from a list of preselected body shops for repairs. At Auto-Owners, we let you choose where you want your repairs done and then work with them to come to an agreed price.

 #Repost from Auto Owners Insurance

Claims Representative surveying vehicle after accident